Free, teacher-ready lessons and worksheets for Benefits of Saving in Grade 3 Math, fully aligned to Texas TEKS 3.9E.
List reasons to save and explain the benefit of a savings plan, including for college
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To teach Benefits of Saving to 3rd grade Math students, start with concrete, hands-on models, then move to pictorial representations before abstract notation. TEKS 3.9E asks students to list reasons to save and explain the benefit of a savings plan, including for college. Crystal Instruction's free ClearLessons for 3.9E walk through this progression with modeling, guided practice, and built-in checks for understanding, while the ClearSheets provide scaffolded practice. You can download both free on this page.
TEKS 3.9E is a 3rd grade Math standard for Benefits of Saving. It requires students to list reasons to save and explain the benefit of a savings plan, including for college. It is part of the Texas Essential Knowledge and Skills (TEKS) for Grade 3 Math.
You can download free TEKS 3.9E lessons and worksheets directly on this page — no login or account required. Crystal Instruction provides free PDF versions of our Benefits of Saving ClearLessons and ClearSheets for Grade 3 Math, and each one is also available as an interactive lesson inside the full Crystal Instruction platform.
TEKS 3.9E (Benefits of Saving) covers the following 3rd grade Math skills: students learn to list reasons to save and explain the benefit of a savings plan, including for college. Free resources for this standard include Full Topic: Personal Finance, Credit and Savings, Human Capital/ Labor and Income, Skill Builder: Credit and Savings, Skill Builder: Human Capital/Labor and Income.
TEKS 3.9E is eligible for assessment on the Texas STAAR test for Grade 3 Math. Every Crystal Instruction ClearSheet for 3.9E is STAAR-aligned, and our ClearLessons are built to STAAR rigor using released STAAR test items — so students practice Benefits of Saving in the same format and level of difficulty they will see on the test.